Money answers you can actually verify.
Connect your accounts and Rai assembles one honest picture of your money. Ask it anything — every figure in the answer is traced to a real computation, or it isn't said.
Free to start · Works with your real bank and brokerage accounts
An agent that does the work — and shows the work.
Most finance apps show you charts. tudum gives you an agent that watches, explains, and proposes — and it is built so it cannot bluff.
One honest picture
Banks, brokerages, property, loans — everything in one place, with your real net worth computed from real balances.
It can't make up a number
Every figure Rai gives you is traced back to a real calculation over your data. If it can't cite it, it won't say it.
Savings it can prove — free
Idle cash, creeping premiums, overpaid interest: quantified in real dollars, so you can go claim them.
On autopilot, with consent
Rai keeps watch and proposes smart moves. Anything that touches real money waits for your explicit approval.
Every number carries its receipt.
The cited figure is tudum's signature device: a tabular-numeral amount plus a quiet chip that says where it came from. Three states, no exceptions.
Computed by a deterministic engine. Tap it in the app for the rule, the inputs, and the source.
Some numbers only you know. Rai keeps them attributed and dated — never silently trusted.
If a figure can't be traced to a computation, Rai strips the number rather than guess.
✓ Every field above is inspectable in the app — engine, rule, source, inputs.
Up and running in minutes.
tudum lives on your phone. Registration and sign-in happen right in the app.
Create your account
Hit Get started — it opens the app, where you register with just an email and password.
Link your institutions
Connect banks and brokerages through secure, read-only aggregation. Balances flow in automatically.
Ask Rai anything
"Can our cash flow support a bigger emergency fund?" Grounded answers, every figure cited.
Approve the moves you like
Rai proposes; you decide. Real-money actions always wait for your explicit, per-action approval.
Real savings, with proof attached.
Rai's savings showcase quantifies what you're leaving on the table — idle cash, creeping premiums, overlapping subscriptions — each line traceable to the computation that found it.
See what Rai finds — freeEstimates based on your live account data. Rates and quotes move; each line shows its as-of date in the app.
Simple, metered pricing.
Every plan includes the full agent and every verification engine. Tiers only change how much you can ask.
- Daily brief + cited answers
- Savings showcase
- Provenance on every figure
- Everything in Entry
- Rai executes approved actions
- Continuous account monitoring
- Everything in Premium
- Households + shared approvals
- Priority compute + early engines
A request is one question to Rai or one agent task. Unused requests don't roll over. Cancel anytime.
"If Rai can't cite where a number came from, it won't say it. No guesses, no vibes — only numbers you can verify."
- Every answer is computed by deterministic engines over your actual accounts — never invented by a language model.
- Rai shows its work: which data, which rules, which computation produced each figure.
- The agent proposes; you own the money. Nothing real executes without your approval.
- When data is missing, Rai says exactly what's missing and how to add it — instead of guessing.
Your money, with receipts.
Create your account in the app and let Rai assemble your picture.